Home  |  Log In
Search Webo   
Search By Site Name
Search By Content
Search By Product
Search By Category
Directory listing » Show Listing
   Show Listing

      DIRECTORY CATEGORY



Hold Consulting
Date :29th, January 2014




Website Url
lords.co.za

City
Randfontein

Tel. Number
+27 27 1000789

Address
Shop 1 Elite Centre , Greenhills Circle, Randfontein, 1767, South Africa

Postal Code
1767



About US

 

HOLD Consulting

1

ABOUT US

Overview & PhilosophyFormed in 1999, HOLD Consulting provides financial and advisory services through their Inland practice, partner managed by Riaan van Wyk (B.Lit et Phil, B.Div), and Coastal and Executive practice managed by Mike Stow (ACII, AIISA, CFP, CIP, DAT, FPI). 

More than just another broker, HOLD Consulting is positioned as Benefit and Financial Wellness managers, applying actuarial techniques, expertise and custom service channels to leverage value from financial products and services to clients and organizations, big and small. We employ no sales staff, with each employee dedicated to guiding clients on making the most of their benefits, investments and insurance. Authorized by the Financial Services Board as FSP 8297 and the regulatory Council for Medical Schemes as ORG 1958 respectively, our main focus is on health and employee benefits, as well as related aspects of compensation. 

Approach

Our philosophy is simple - reduce costs, maximise benefit yield, minimise tax – honestly, transparently and professionally on a sustainable win-win basis for client and product vendor. Every one of our clients, from CEO to ‘unskilled’ labourer, is entitled to advice based on analysis of their needs and budget, and to the full benefit of what they pay for their products and funds: we render platinum service levels to individual as well as corporate clients.

Extended care services to corporates require additional fees, and we prefer to avoid commissions on retirement and investment products.

Transformation and CSI

As a Qualifying Small Enterprise with turnover between R6 – R35 million pa, our approach is to transfer skill and knowledge to our own people, and clients. In terms of management control, our top manager of client site services is a black female, who’s been with us since our formation in 1999 and continues to be groomed to acquire ownership alongside other management. We encourage diversity, providing equal opportunities to women, minority and all groups to accomplish real transformation from within. HOLD Consulting does not ‘front’ and is competency and skill driven rather than by quotas or box ticking: ability, knowledge and skill are core values alongside integrity and social good.

Our approach to Corporate Social Investment (CSI) similarly is to contribute more than 1% of NPAT to Socio-economic development aligned with alleviating hardship (children, disabled, pensioners), as well as environmental awareness, including SA initiatives in Gauteng and the Cape. A percentage of our remuneration from clients is dedicated to local socio-economic development, investing back into the communities who support us. All life is precious, with our focus on preserving and growing the quality of life and wealth for all, over generations of human lifecycles.

 

SERVICES

Individual Platinum Service 

We deliver the same level of back office expertise, by phone, fax and email to individual clients – every family is important, whether they are “grouped” by employer, association or not.

  • Happy LadyRemote support
  • Applications, amendments, brochures
  • Benefit balances, queries
  • Performance, benefit and cost comparisons
  • Claims
  • Need analyses, asset allocation / liability
  • Premiums
  • Top-up’s
  • Specialised
  • pre-authorisations of hospitalization, scans/scopes, managed care
  • chronic registrations, formulary advice, updates
  • prescribed minimum benefit assistance
  • DSP guidelines, enforcement
  • ex-gratia and complaints procedures
  • administration support for membership changes
  • facilitation of clinical motivations
  • Gap cover claims

Happy LadyA primary difference to corporate service, is that we don’t usually offer site visits nor billing solutions to individual clients on most products, for one simple reason: cost. Medical schemes, for example, pay a regulated commission of 3% of monthly contributions up to a capped maximum (currently R69 per family per month) – the cost of a single trip by one of our consultants exceeds the income generated for more than a year, while most of the value we add, takes place by leveraging our technical expertise in optimising benefits, claims and product choice - in our offices.

(Insurance commissions, by comparison, vary between 10% - 85% of first year premiums, even to 20% of every monthly premium, which suits sales organizations which target maximum premium income. Our service driven business model differs, and we do not take commission on retirement instruments and capital).

Private consulting exercises are undertaken upon request, and clients are always welcome to call at our offices - we ask only the courtesy that you arrange an appointment before-hand.

 

Corporate Platinum Services 

Jumping PeopleNegotiating, delivering and maintaining the “right” mix of benefits, at an affordable price to an organization’s staff and pensioners, depends on many factors which change over time – not least, who pays for them, stakeholder interests, industry norms, culture and company margins amongst others. 

Suitable solutions depend heavily on the demographic of the group concerned, compensation bases and grades, often requiring compromise with “split-risk” groups offering an annual choice of scheme, option and benefit levels that meet the changing needs over the working life cycle of ageing staff, executives and sometimes pensioners.
Larger employer groups sometimes find no single medical scheme is the best fit for everyone
Flexible choice in retirement funding levels, is more useful than individual investment choice
Cost effective group risk benefits increasingly require a “core” of mandatory cover to protect against the contingencies of disability and death, with “flex” top-up’s provided at member level
Our services range across many levels of intervention depending on group client need, from ‘pure consulting’ to full-suite on-site service, supporting Human Resource and payroll management through to integration with Occupational Health and risk management. 

We tailor solutions that trim costs and maximise benefits to meet a group’s unique circumstances and need, usually including:

  • Payroll, compensation and subsidy modelling
  • Scheme and Plan selection
  • Benefit Program optimisation. management
  • Enrolment, terms, membership
  • Underwriting support
  • Payroll & HR support
  • Annual cost/benefit/needs analysis
  • Flex benefit integration
  • Health benefit Pre-authorisations, managed care
  • Claims quality review
  • Communications and Education
  • Corporate branding
  • Disease management
  • Choice of fee and commission payment models.

Success depends as much on building and maintaining relationships of trust and delivery to stakeholders, as much as on their practicality to fit in with payroll and organizational capability, capacity. Multi-lingual consultants are key to making employee benefits accessible.

 
Address :-Shop 1 Elite Centre , Greenhills Circle, Randfontein, 1767, South Africa
Micro Category :N/A
Language Spoken :N/A
Hotal Stars :N/A
Latitude :N/A
Longitude :N/A
Plus Code :N/A
No User Image Galleries have been added Click here to add a Gallery with Comments
There are as yet no reviews Click here to add a Review
Deals

register
USER LOGIN My Account
Email Address:

Password:
Forgotten your password?
Hubs
About our Software Upgrades
Sign Up For a Free Listing
About the 4CM
Online Meeting Rooms Guide
DM Success Stories PDF
How to Sign Up for Software
Marketplace Marketers

COVID-19 STATSLink to the Webo Directory and List to be FoundAbout the Webo Meetings CommunicatorAbout Webo WhatsGood Neighbourhood MarketingLink to the Webo Link & List Communicator App ManualAbout Webo Coupon, Loyalty and Referral MarketingLink to the Webo eBusiness & eCommerce Site Builders ManualWebo Community Hubs Build Relationships & Brands
Content is supplied in terms of our 'running rules', on a 'voets toets' basis and is subject to user confirmation
| | Suggest a listing | Report a violation | Request a new category



TAKING BUSINESSES ONLINE BLOG | NOTICES & EVENTS BLOG | COMPLIMENTS & COMPLAINTS BLOG | RATE OUR FEATURED LISTINGS BLOG | HOT DEALS & SPECIALS BLOG | Help | Report Offensive Content | Getting Started Videos & Manuals
Membership Fees | Site Map | Terms & Conditions | Privacy | Contact Us | Advertise With Us | Currency Converter | Coaches | Contact Form
www.webo.directory all rights are reserved.
Referral RewardsLoyalty RewardsCoupon DetailsDeals & PromotionsGet Your Free ListingWebo South Africa
  Language